Long-term healthcare insurance in Richmond, VA, can help seniors and people with disabilities receive home care that helps them live their lives.
Does Long-term Healthcare Insurance Cover Home Care In Richmond, Virginia?
Yes, long-term healthcare insurance does provide coverage for home care in Richmond, VA. Sometimes. Your particular policy will be different from another person’s, which will be different from another person’s. Insurance policies are often confusing, so it’s important to carefully read yours or that of an elderly loved one if you’re seeking coverage for home care services.
Executive Home Care Of Richmond Helps Clients Understand Their Long-term Healthcare Insurance Policies.
If you or a loved-one has a long-term healthcare insurance policy from any insurance carrier—including Genworth, MetLife, John Hancock, and others—Executive Home Care of Richmond can help you understand unfamiliar terms and concepts in your policy and help you figure out your options. We help clients put their coverage to good use so that they can preserve the policy’s value and maximize its benefits.
We also try to ease and facilitate the claiming process any way we can. We can provide all the required documents, such as assessments and Plan of Care paperwork, in order to speed up the process, and we can even file claims on your behalf. We strive to provide Virginian families with the best home care possible, and that includes easing any worry and inconvenience surrounding your long-term healthcare insurance.
What Home Care Services Does Long-term Healthcare Insurance Cover?
Again, the answer to this depends on your specific policy. Long-term healthcare insurance can cover a number of different home care services, though, and at Executive Home Care of Richmond, we divide our home care services into three categories. They are as follows:
- Personal Care
Personal care helps people accomplish the activities of daily living. Personal caregivers visit clients every day, sometimes multiple times a day, and help with basic tasks such as getting in and out of bed, using the toilet, grooming, remembering to take medication, and eating meals.
- Homemaking Services
Sometimes the best way to help an elderly person is to help them manage their Richmond home. Homemaking caregivers can take care of mopping, laundry, grocery shopping, and more.
- Companionship Services
Many seniors struggled with isolation, loneliness, and depression. Companionship caregivers can boost their mental health by visiting them, listening to their concerns, playing card and board games with them, and helping them with correspondence.
Executive Home Care Of Richmond
If you’d like to learn more about long-term healthcare insurance in Richmond, VA, please get in touch with us via our website, or by calling us at (804) 419-6900.